Debt service coverage (DSCR) calculator

Available cash divided by required debt service indicates payment coverage, without setting a universal lender threshold.

\mathrm{DSCR} = \frac{C_{\text{available}}}{D_{\text{service}}}

Calculator

Enter the values you know and leave one box empty. Calculate finds the empty one, the result or any input.

Given

\mathrm{DSCR} = \frac{84{,}000}{70{,}000} = 1.2

Symbol	Meaning	Unit
$\mathrm{DSCR}$	debt service coverage ratio	ratio
$C_{\text{available}}$	cash available for debt service	$/yr
$D_{\text{service}}$	required debt payment	$/yr

Results are estimates for study and screening. Check the inputs, units and assumptions before you use them for design, billing or contract decisions.